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Vehicle Rental Insurance

Insurance 3Included in the price of your rental is our standard vehicle insurance. The excess (also known as the deductible or liability) with standard insurance for rental cars is NZ$2000.00 plus GST (Goods & Services Tax) for drivers aged 25 years and older.

For vehicles other than cars, a higher excess of up to NZ$3000.00 plus GST (Goods & Services Tax) may apply, depending on the age of the driver and type of vehicle.

To reduce the insurance excess on your vehicle, we offer the option of Insurance Excess Reduction, which reduces your liability for a small additional fee.

The cost of the additional insurance and the amount of the reduced insurance excess depends on the type of vehicle you rent—the details will be shown when you get a quote or book online. The option to purchase Insurance Excess Reduction is available when you book online, or you can contact one of our agents for more information.

While the insurance that we offer covers most situations including vehicle accidents, vehicle theft, fire, and damage to third party vehicles, our policy does not include damage to windscreens or tyres. Therefore we do offer and recommend our additional windscreen and tyre insurance to those requiring maximum insurance cover.

Below is a summary of our Rental Car Insurance Options:

Drivers Aged 25 Years & Older
Standard Insurance Excess of $2000 + GST              included in daily rental rate 
Reduced Excess to $250 + GST (1-6 days hire)         $15.00 per day
Reduced Excess to $250 + GST (7-13 days hire)       $12.00 per day
Reduced Excess to $250 + GST (14 +days hire)        $10.00 per day

Drivers Aged 18 - 25 Years
Standard Insurance Excess of $2500 + GST               included in daily rental rate
Reduced Excess to $750 + GST (1-6 days hire)          $15.00 per day
Reduced Excess to $750 + GST (7-13 days hire)        $12.00 per day
Reduced Excess to $750 + GST (14 +days hire)         $10.00 per day

Tyre and Windscreen Option
Covers damage to windscreens, glass & tyres             $5.00 per day

The cost of the additional insurance and the amount of the reduced insurance excess will be shown when you request a quote or make a booking online. The option to purchase Insurance Excess Reduction is available at the time of booking, or on the day of your vehicle hire.

Extra Driver Fees

Additional Driver Fees do not apply when a Reduced Insurance Excess option is selected.